How to apply for a U.S. Federal loan

There are five steps to applying for a U.S. Federal loan at Massey University. Most of the application can be completed online or submitted via email. Please note the deadlines for applications.

1. Complete an Application for Federal Student Aid

This is based on your prior year tax information. It outlines your eligibility for aid and provides the Department of Education with the financial information to calculate your Expected Family Contribution. Complete the form on the FAFSA website, listing Massey University (G13153) as your school, and indicating the correct level of study.

2. Complete entrance counselling

This step provides you with all the relevant information about borrowing and repaying loans, and ensures your understand the undertakings. Students need to complete Stafford and Graduate PLUS entrance counselling the first time they intend borrowing either one of these loans from Massey University.

3. Complete a Stafford Master Promissory Note (MPN)

The MPN, which can be found through your Student Loans Web Portal, outlines the terms and conditions of your loan and is your promise to repay the funds. Please read the conditions carefully and decide whether you wish to pay interest whilst you are in school.

4. Complete the U.S. Financial Aid Declaration

This declaration must be submitted annually in order to use U.S. Financial Aid toward your studies.  The form lets us know about your academic intentions and loan eligibility. 

US Financial Aid Declaration.pdf (123 KB)

5. Provide bank account details

We need your New Zealand bank account details so we can transfer funds borrowed for living costs directly into your bank account. Please send us a pre-printed bank deposit slip or other bank printout so we have your up-to-date details on file.

PLUS or Private Education LoanS

PLUS loans are only available to eligible students/parents in qualifying programmes and require a credit check. Your eligibility will be advised via your Award Letter.  Students who are ineligible for a PLUS Loan may consider a Private Education Loan, which will also require a credit check.

Only request a credit check within 90 days of the first disbursement date or your credit will expire before your loan can disburse. If you do not pass a credit check, you can have your loan co-signed or endorsed by a third party based in the US. We recommend that you take all steps to ensure your credit record is rehabilitated.

Application timeframes

Note: Application timeframes will be strictly managed

Date due

Semester One 2019 start - 18/19 Award Year

Semester Two 2019 start - 18/19 Award Year

Applications open

5 October 2018

1 March 2019

Apply for PLUS/ Private Loan

From 17 December 2018

From 16 May 2019

Complete application requirements

20 December 2018*

23 May 2019

Award letters available

29 January 2019

3 June 2019

Return signed Award Letters

12 February 2019

10 June 2019

Anticipated disbursement date(s)

See 2019 Disbursement Timetable

* Students in the BVSc pre-selection semester will be advised by Veterinary School of a separate timetable that applies to them.

Note: Federal Aid regulations stipulate that students new to an enrolled programme can only receive their first aid disbursement 30 days after the commencement of the first semester. New students must also receive 2 disbursements per semester for the first academic year of their enrolment. From the second academic year of programme enrolment and beyond, students are considered returning students. Returning students in a full year programme who have not changed enrolled programmes, will receive one disbursement per semester - one in March and one in August.

Contact Us

Amy Odom, our Financial Aid Administrator, is available to answer your questions and assist you with the process.

Massey Contact Centre Mon - Fri 8:30am to 4:30pm 0800 MASSEY (+64 6 350 5701) TXT 5222 contact@massey.ac.nz Web chat Staff Alumni News Māori @ Massey